First Citizens Bank Commercial Banker

We recognize you have a choice when it comes to selecting a banking partner. We have been proudly serving Arkansas & Eastern Oklahoma since 1886. 24,104 open jobs. Whether you are buying a home or refinancing, it is one of the biggest investments you will ever make. Senior Vice President, Commercial Banker at First Citizens Bank. Opus Bank’s team of experienced Commercial Real Estate Bankers has a thorough knowledge of today’s multifamily and commercial real estate marketplace. At Village Bank, you're a neighbor, not a number. With the click of a mouse, our secure Online Banking allows you to manage your banking from your computer, 24 hours a day, 7 days a week, from anywhere with an internet connection. As part of commercial banking, you’ll work directly with your clients to help them manage their business, anticipate changes, and plan for the future. First Merchants Bank is the largest financial services holding company in Central Indiana, commercial banking, credit card services, mortgage, trust services. (Columbia, SC). Luke Gast, vice president lending officer at First Citizens Bank in Mason City, has successfully completed the 2019 Iowa School of Banking held earlier this year in Cedar Rapids. At Santander Bank, we want you to prosper. See the complete profile on LinkedIn and discover Emily's connections and jobs at similar companies. Commercial Real Estate. Robbie Stephens Business and Commercial Banker at First Citizens Bank Greater Atlanta Area Financial Services. Healthcare Lending Specialist Construction Lending Specialist C&I Lending Equipment Finance Commercial Real Estate - Owner Occupied Commercial Real Estate - Investment. View Chris Riley’s professional profile on Relationship Science, the database of decision makers. We will provide you with an application confirmation code that will be used to access your application if you do not finish your application today. Customer must have a checking or savings account and online banking with Citizens Bank Minnesota. Banking products are provided by Synovus Bank, Member FDIC. As a Senior Commercial Online Banking Systems Analyst, you will be a member of the bank's Business Online Banking IT support team. First American Bank is a longstanding privately owned Community Bank with roots going back to 1934. This will help safeguard you against unwanted Phishing attempts. The $37 billion-asset First Citizens said in a press release Tuesday that the total cash consideration for the deal is $2. View profile View profile badges Get a job like Rosemary's. Secure – Your Online Banking ID and Password are your keys to eStatements and eNotices. Strong finance professional with over 20 years experience in the banking industry and has a Bachelor of Science (B. Welcome to Citizens National Bank As Mississippi's community bank, we are ready to listen, understand, and help you build the financial plan that will make your dreams come true. Whether you’re looking for a hassle-free way to manage your money or you want something with all the bells and whistles, we have an account that fits your needs. From deposit accounts and loans of all types, to mobile banking and financial planning, we're THE comprehensive provider in our communities. First Sentinel Bank - Subsidiary of First Region Bancshares, Inc. ONLINE BANKING. Business Banking Capital One. , is expanding its presence in Wisconsin with an agreement to buy Capital Commerce Bancorp in Milwaukee. 1 Transactions typically occur in minutes when the recipient’s email. So whether you’re opening your first checking account, thinking about future financial security, or looking for insurance coverage, explore what personal banking means at First National Bank either online, in-person at one of our convenient branch locations, or over-the-phone with one of our customer service reps. Get secure, direct access to your Citizens Commercial Banking services by navigating through a few basic screens. Building long-term business banking relationships with Business Owners to help achieve business and personal financial goals. Explore checking account options, low-interest loans, credit cards, and more. As First Citizens celebrates 100 years of banking, we welcome you to firstcitizensstory. That’s why we treat you and your money with respect. First National Bank has served the local communities of Putnam, Johnson, and Hendricks counties in Indiana for over 100 years. Chief Lending Officer. We have no control over the nature, content, and availability of these sites. This estimate is based upon 2 First Citizens Bank Business Banker salary report(s) provided by employees or estimated based upon statistical methods. Also skilled in Commercial Underwriting, Portfolio Management, Risk Management, Commercial Lending, Banking, and Credit Analysis. This is the second straight year the Bank has received this honor for the commitment to strong community banking and serving and supporting communities since 1860. com About us. -based First Citizens Bank under an acquisition agreement announced Wednesday evening by the two banks. Raleigh, North Carolina-based First-Citizens Bank & Trust Co. First Citizens Bank added more business banking expertise to its ranks in the Kansas City area, adding two veteran bankers with more than 20 years of experience. We continue to be first with various solutions to support your growing business needs. Citizens Bank & Trust Company. The last thing you need to worry about is making it to the bank on time. online banking ach/wire feature available now! contact us for more information! *we will be closed monday, october 14, 2019 for columbus day*. First at Service At First Citizens Bank, you can take care of all your financial needs under one roof. So, if you're searching for a bank that cares about your family, your life, and your business, you are at the right place!. Jesse Smith Commercial Banker at First Citizens Bank Columbia, South Carolina Area Banking. First Citizens provides a full range of banking products and services to meet your individual or business financial needs. You can now move money between your Citizens accounts and accounts held at other U. Join Citizens Bank Today & Find a Branch Near You Our branches our more than banking center. Secure – Your Online Banking ID and Password are your keys to eStatements and eNotices. Statistics jobs in Deerfield Beach, FL. ) in Business Management from UNC-Greensboro. Bank Systems & Technology covers the top issues facing the banking IT community, including channels, payments, security and compliance news. 13 per hour for Sales Representative. Visit us online or at one of our branch locations for checking, savings, loans, and more. Jeff has 2 jobs listed on their profile. Close Search. Identify needs and sell all bank products to broaden and deepen relationships with customers and prospects, adhering to the Banks prescribed sales process. and SPARTANBURG, S. Commercial Real Estate Loans Competitive rates for the purchase, refinance, or construction of commercial properties Available for owner-occupied or investment properties. Learn about the benefits of our checking, savings, loans and credit card products. Citizens Bank offers exceptional customer service, with the professional expertise you expect from a market leader. They’re community centers — with bankers who place you and your needs above profits. Join thousands who are enjoying the benefits of free Kasasa ® Checking at LCNB National Bank. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of The Citizens Bank's website. Regions Bank jobs. 71,365 open jobs. Fees may apply for use. Our goal is to provide the highest level of service at competitive rates. This Is The Story Of Indigenous Banking. Since 1924 we’ve existed. Customer must have a checking or savings account and online banking with Citizens Bank Minnesota. The team genuinely cares about its clients' financial futures and wants to help them grow, which means that each customer is treated as an individual and employees are able to cultivate unique relationships with each one. Huntington provides online banking solutions, mortgage, investing, loans, credit cards, and personal, small business, and commercial financial services. As the world of banking changes, our commitment to providing personalized service to our customers is held constant. First Citizens Bank employees with the job title Business Banker make the most with an average annual salary of $78,698, while employees with the title Business Banker make the least with an. We've been doing our best since 1864. Call us today at 1-877-332-1710. First Citizens was established in 1898. Huntington provides online banking solutions, mortgage, investing, loans, credit cards, and personal, small business, and commercial financial services. 20373 Timberlake Road Lynchburg, VA 24502. First Citizens was again named in September 2019 as one of the top extraordinary banks in the United States by The Institute for Extraordinary Banking. Personal banking products and services. We are proud to be over 100 years old and are truly grateful for the friendship and loyalty of our customers, who are the most important link to our. Skip Navigation Download Adobe® Acrobat Reader to view Portable Document Format (PDF). Please be advised that you will then link to a website hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of First Commerce Bank. citizens bank introduces online account opening We are excited to introduce our new Online Account Opening Option! You can now safely open a deposit account online or on your mobile device if you don't have the time to visit a Citizens Bank office!. , has agreed to buy Community Financial Holding in Duluth, Ga. First Citizens Bank & Trust Co. From a single office, First Citizens has grown to more than 500 branches in 21 states. Not to mention, we’re knowledgeable, friendly and helpful! Learn more about our bank and the business and personal banking services we offer by exploring this site, giving us a call at 1-800-823-2265 (TTY 1-800-343-6145) or stopping by your nearest. Banking, credit card, automobile loans, mortgage and home equity products are provided by Bank of America, N. December 1, 2017 · Over 200 people joined together on December 1st to remember loved ones at the 27th Annual Tree of Lights ceremony. We are not an agent for these third parties nor do we endorse or guarantee their products. Statistics jobs in Deerfield Beach, FL. There are 29 banks that operate in the District of Columbia. Inquire about our many loan services; offering real estate, commercial, agricultural, and consumer loans. Mobile carrier fees may apply for data and text message usage. Securant Bank & Trust plans to merge into Raleigh, N. The Bank provides banking services to individuals, businesses, professionals, and the medical community. Citizens First Bank is not responsible for the content of linked third party websites. See the complete profile on LinkedIn and discover Jeff's connections and jobs at similar companies. It's convenient, secure, and gives you flexibility in your banking needs. Our Asheville loan officers will work with… The Best Personal Banking Services for You Finding the best personal banking services for your financial needs doesn't need to be difficult. Torrey Pines Bank. com to learn more. At First Citizens Bank, you can take care of all your financial needs under one roof. Average salaries for First Citizens Bank Business Banker: $103,973. It’s about you, our customer. Citizens Alliance Bank is committed to remain a high performing, trusted and secure, independent community bank in the communities we serve. In 2011, Capital Bank joined forces with a strong community bank in the Southern Tier of New York State. Average First Citizens Bank hourly pay ranges from approximately $10. Senior Vice President - Commercial Banker at First Citizens Bank. Do your banking the easy way! Use a personal computer with an Internet connection and your First Citizen's Bank of Butte's accounts and get 24-Hour access. This estimate is based upon 2 First Citizens Bank Business Banker salary report(s) provided by employees or estimated based upon statistical methods. 22,884 open jobs. and SPARTANBURG, S. From a single office, First Citizens has grown to more than 500 branches in 21 states. on Wednesday announced the signing of a merger agreement. Check your account balances, transfer funds, view and print checks and statements, make loan payments and review account activity. At First Citizens Bank, you can take care of all your financial needs under one roof. 13 per hour for Sales Representative. Enter your online user ID to begin the login process. Synovus Bank, NMLS #408043, is an Equal Housing Lender. Banking Solutions for Loans. Scott Kraemer, with more than 38 years of experience in Southeastern Wisconsin, joined First Citizens Bank last year and leads the company’s commercial banking efforts and banker sales support. Since 1924 we’ve existed. 4,244 open jobs. Just the Bank for You! Close Alert. View images of paper transactions, such as checks and deposit slips. Capital One offers banking solutions designed to put our customers first. Total jobs in Newport, NC. Business Banking. First National Bank is an Equal Housing Lender & member of FDIC. As part of commercial banking, you’ll work directly with your clients to help them manage their business, anticipate changes, and plan for the future. First-Citizens Bank is a subsidiary of First Citizens Bancshares Inc. In 1913, the Homestead Bank was founded in Columbia, South Carolina, and later became Commercial Bank and Trust Company of South Carolina. Banking products are provided by Synovus Bank, Member FDIC. Proudly serving our community since 1874. for 12 months from the date of first transfer. Get secure, direct access to your Citizens Commercial Banking services by navigating through a few basic screens. With locations in Lena, Stockton, and Freeport, we offer a full range of financial services and the promise of always being confident, courteous, and close by. You may make unlimited withdrawals or transfers in person or through an ATM (non-Southern Bank ATM fees will apply). Banking Solutions for Loans. If you’re looking for a 5+ unit Multifamily or Commercial Real Estate loan, Opus Bank can tailor the right financing to meet your business objectives. -based First Citizens Bank under an acquisition agreement announced Wednesday evening by the two banks. At Citizens National Bank, our team of professional bankers are experienced in meeting the needs of large companies, small businesses and everything in between. firstcitizens. Ally Bank, the company's direct banking subsidiary, offers an array of deposit and mortgage products and services. Apply today ». From deposit accounts and loans of all types, to mobile banking and financial planning, we’re THE comprehensive provider in our communities. Introducing Zelle ® – a fast, safe and easy way to send money in minutes 1 to your friends and family, right from the Southern First Bank mobile app. Commercial Banker First Citizens Bank October 2015 – Present 4 years. Four Seasons Hospice Foundation added 23 new photos from December 1, 2017 to the album: 27th Annual Tree of Lights — at First Citizens Bank. First Citizens Bank - 2601 4th St SW, Mason City, Iowa 50401 - Rated 4. ONLINE BANKING. This bank was established to serve the financial needs of our community, its businesses, and its citizens. First National Bank offers a complete range of services. With savings and checking accounts, business options and a variety of mortgage loan options, Reliant Bank is the bank for you. Founded in 1898, First Citizens has grown to more than 400 branches in 19 states and the District of Columbia. We provide a wide range of checking, savings, loan options, and other banking services designed to accommodate your particular needs. It's time to start banking a better way - with Online Banking; you can view available balances, including cleared checks, transfer funds between Citizens Trust Bank accounts. Our personal service will show that we care. We continue to be first with various solutions to support your growing business needs. Introducing Zelle ® – a fast, safe and easy way to send money in minutes 1 to your friends and family, right from the Southern First Bank mobile app. based financial institutions. firstcitizens. With our location in Northern Illinois, we are dedicated to providing the personal, efficient service you deserve. Citizens Bank offers multiple types of personal checking and savings accounts, business accounts, CD's, IRA's and mortgage loans. Citizens Alliance Bank is committed to remain a high performing, trusted and secure, independent community bank in the communities we serve. commercial and consumer banking businesses. With banks across the Midwest, Flagstar Bank offers a range of banking services. So whether you’re opening your first checking account, thinking about future financial security, or looking for insurance coverage, explore what personal banking means at First National Bank either online, in-person at one of our convenient branch locations, or over-the-phone with one of our customer service reps. First Citizens Bank. Please go to www. Personal banking products and services. Whether you are buying a home or refinancing, it is one of the biggest investments you will ever make. First Citizens provides a full range of banking products and services to meet your individual or business financial needs. Not only do they make our banking experience easy, but they engage in their customers and invest in our community every day, we truly appreciate all they do for us!. Raleigh, North Carolina-based First-Citizens Bank & Trust Co. At First Citizens Bank, you can take care of all your financial needs under one roof. First Citizens: Supporting National Heritage at the Great Train Hike!. First Citizens was established in 1898. We have been proudly serving Arkansas & Eastern Oklahoma since 1886. This will help safeguard you against unwanted Phishing attempts. and SPARTANBURG, S. First Citizens Bank - Timberlake Road, Banking - Commercial. CB&S Bank. A full-service, community bank specializing in providing Unbelievably Good financial products, services and advice to families and businesses located across Tennessee. Citizens Bank offers multiple types of personal checking and savings accounts, business accounts, CD's, IRA's and mortgage loans. First Citizens Bank Southeast Region Executive Ron Sanchez has added oversight of the HomeBanc division to his management of the bank's operations in Florida. Call 1-800-549-0194 for more details on this service. Salaries posted anonymously by First Citizens Bank employees. Citizens operates through its subsidiaries Citizens Bank, N. Commercial Real Estate Loans Competitive rates for the purchase, refinance, or construction of commercial properties Available for owner-occupied or investment properties. Prior to 1900, virtually no trust business was conducted in North Carolina by institutions. Reliant Bank is a community bank dedicated to providing personal and business solutions to customers. APR means Annual Percentage Rate. We’re growing because community banking has come full circle to be the full service answer to 21st Century banking. Whether you are buying a home or refinancing, it is one of the biggest investments you will ever make. Customer must have a checking or savings account and online banking with Citizens Bank Minnesota. 2 billion, Radius Bank is a forward-thinking virtual bank offering a full complement of leading-edge personal and business products and services. The company plans to relocate 12 employees from other. Tommy Flinn has joined First Citizens Bank in Greenville as a commercial banker. 949 open jobs. 13 per hour for Sales Representative. Our Loan Officers are only a phone call away if you need help. A free inside look at First Citizens Bank salary trends based on 365 salaries wages for 202 jobs at First Citizens Bank. Trust services are provided by First Republic Trust Company and First Republic Trust Company of Delaware LLC. Login to Online Banking. Subject to credit approval. Qualifying accounts earn up to 3% cash back, or an interest rate of up to 3. General Mamager Retail and Commercial Banking First Citizens Bank Limited April 2012 – Present 7 years 8 months. Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate. Ally Bank, the company's direct banking subsidiary, offers an array of deposit and mortgage products and services. , March 11, 2019 (GLOBE NEWSWIRE) -- First Citizens Bank announced that its Securant. Banking products and services are offered by First Republic Bank, Member FDIC and Equal Housing Lender Investment Advisory services are provided by First Republic Investment Management, Inc. Our goal is to provide the highest level of service at competitive rates. Citizens Commercial Banking offers two program opportunities geared toward attracting undergraduate students with an interest in business. For more information, visit firstcitizens. April 17, 2015. See All Successes. Byline Bank has helped Chicago neighborhoods for over 100 years. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of The Citizens Bank's website. It's convenient, secure, and gives you flexibility in your banking needs. That’s why we treat you and your money with respect. First Citizens Bank salary trends based on salaries posted anonymously by First Citizens Bank employees. There you will be able to find contact information including addresses, as well as financial information about them. Where each relationship matters - Rockland Trust is a full service community bank servicing southeastern MA and RI. The First, A National Banking Association. 8,391 likes · 73 talking about this. Personal & Business banking in The Villages, Florida. At First Citizens Bank, you can take care of all your financial needs under one roof. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Beal Bank and Beal Bank USA website. Click for More. APR means Annual Percentage Rate. You’ve worked hard to turn your dreams into a viable enterprise. Secure – Your Online Banking ID and Password are your keys to eStatements and eNotices. Whether you've majored in business, finance or have pursued other courses of study, Citizens Commercial Bank can help you make the first move in a career that promises that ideal combination of challenge and. based financial institutions. Plano, Texas. 1 Transactions typically occur in minutes when the recipient’s email. Market data information is obtained from third-party sources believed to be reliable, but is provided "as is" with no warranty. It’s about you, our customer. We make it quick and easy to open an account. First National Bank of Pennsylvania was founded in 1864 as the First National Bank of Greenville. You are now leaving the website of First Bank, Upper Michigan. First at Service At First Citizens Bank, you can take care of all your financial needs under one roof. First Security Bank's web site is provided to you free of charge, "as is. Also skilled in Commercial Underwriting, Portfolio Management, Risk Management, Commercial Lending, Banking, and Credit Analysis. firstcitizens. Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank affiliate. Some links within this website may link to other sites, which are not under the control of First Chatham Bank or its subsidiaries. Business Banking. com to learn more. citizensbank. Online banking and bill pay lets you manage your FCNB accounts anytime, anywhere there's internet access. Text and Email Alerts for Personal Online Banking. A Step in the Right Direction. The Bank provides extensive services in commercial, home mortgage and retail banking. Citizens Republic Bancorp (primary operating name Citizens Bank) was an American bank headquartered in Flint, Michigan that merged with FirstMerit Bank in 2013. We have several locations throughout the River Valley in Crawford County with branches in Van Buren, Alma, Cedarville & Mountainburg. Regional Commercial Banking Executive South State Bank March 2017 - September 2018 1 year 7 months. Regions Bank jobs. Beal Bank and Beal Bank USA have not approved this as a reliable partner site. First Citizens: Supporting National Heritage at the Great Train Hike!. -based First Citizens Bank under an acquisition agreement announced Wednesday evening by the two banks. The Citizens Bank FREE Mobile Banking app allows you to check available balances and activity, transfer funds, pay bills, manage your billers, Send Money with Zelle, deposit checks, and locate ATMs and branches - all on your schedule, at your convenience. First Citizens Bank employees with the job title Business Banker make the most with an average annual salary of $78,698, while employees with the title Business Banker make the least with an. 3021 Old Forest Road Lynchburg, VA 24501. Join to Connect. This will help safeguard you against unwanted Phishing attempts. We're ready for your on-the-go banking needs with our mobile app. See reviews, photos, directions, phone numbers and more for First Citizens National Bank locations in Independence, KS. First Florida Bank will never solicit personal or banking information via text message or phone calls. Average First Citizens Bank hourly pay ranges from approximately $10. Click here to continue to the webcast. First-Citizens Bank & Trust Company (formerly Bank of Smithfield) is a state-chartered commercial bank. Commercial banker at First Citizens Bank. com to learn more. , March 11, 2019 (GLOBE NEWSWIRE) -- First Citizens Bank announced that its Securant. At First Citizens Bank, you can take care of all your financial needs under one roof. At FirstCapital Bank of Texas, it’s banking that’s all about you and helping you achieve your financial, business and life goals. First Citizens Bank. Cooks jobs. Find 25 listings related to First Citizens Online Banking in Charleston on YP. The Citizens Bank FREE Mobile Banking app allows you to check available balances and activity, transfer funds, pay bills, manage your billers, Send Money with Zelle, deposit checks, and locate ATMs and branches - all on your schedule, at your convenience. , May 05, 2016 (GLOBE NEWSWIRE) -- Chris Riley has returned to First Citizens Bank as manager of commercial banking for the Columbia and. View profile View profile badges Get a job like Eric's. 99% APR is the lowest rate available for a 72-month term. Citizens State Bank is an independent, locally-owned community bank that has made our customers our top priority since the 1880s. Develop & implement a commercial banking sales plan to achieve monthly sales and profitability. Beal Bank and Beal Bank USA have not approved this as a reliable partner site. and SPARTANBURG, S. Our eBanking services are fast and secure!. Our Loan Officers are only a phone call away if you need help. I like having a bank that does business the way I do – create solutions to meet clients’ needs On and Offshore. De First Citizens/Digicel Big Show Tent. Senior Vice President - Commercial Banker at First Citizens Bank. “We have a long history of working together and understand the value of relationships built upon committment. Welcome to The Commercial Bank For over 100 years, Commercial Bank has been a trusted partner in banking and financial services for the people of East Mississippi. Transfer funds between accounts. The mission of The Citizens Bank of Swainsboro/Laurens County is "to efficiently provide a wide range of quality banking services to our market area which includes Emanuel, Laurens, Bulloch and surrounding counties; to maximize shareholder value, to provide a good working environment and standard of living for our employees and to promote the. A community bank serving Massachusetts and Rhode Island, BayCoast Bank provides personal and business banking services, insurance and investments. We’re the largest family-controlled bank in the United States, with a record of stable leadership few banks can rival. First Citizens Bank - Office, Atm Banking, City Executive Commercial Lender 500 N Main St in Lancaster, SC, ☎ Phone (803) 285-7431 with ⌚ Opening Hours, Driving directions and Services. Strong finance professional with over 20 years experience in the banking industry and has a Bachelor of Science (B. Commercial Real Estate. Product Development jobs in Richmond, VA. John Noble Golding has joined First Citizens Bank as Commercial Banking Manager. First Merchants Bank is the largest financial services holding company in Central Indiana, commercial banking, credit card services, mortgage, trust services. Attention First Commerce Bank Customers: If your debit card is lost or stolen, please call 1-800-500-1044 immediately. Commercial banking careers. The last thing you need to worry about is making it to the bank on time. ("Citigroup"), which provides its clients access to a broad array of products and services available through bank and non-bank affiliates of Citigroup. First Citizens Bank, a division of First-Citizens Bank & Trust Company, Raleigh, NC. Not to mention, we’re knowledgeable, friendly and helpful! Learn more about our bank and the business and personal banking services we offer by exploring this site, giving us a call at 1-800-823-2265 (TTY 1-800-343-6145) or stopping by your nearest. First Reliance Bank provides BETTER banking for customers and businesses across South Carolina and North Carolina. See reviews, photos, directions, phone numbers and more for First Citizens Online Banking locations in Charleston, SC. Experience: 30 years of banking experience. (434) 582-4763. Administration Center: 200 Mill Road - Suite 100 - PO Box 270 - Fairhaven, MA 02719 800-642-7515 - NMLS# 402997 - © 2014 First Citizens' Federal Credit Union. Citizens Deposit Bank is committed to make cdbt. Our Loan Officers are only a phone call away if you need help. Despite our name, Mabrey Bank isn’t about us. This will help safeguard you against unwanted Phishing attempts. Interested in opening an account? Click New Account Inquiry and tell us a little bit about yourself. 8 open jobs. Since 1892, Citizens Bank has served our communities with business & personal banking, insurance and investment services. A full-service, community bank servicing North Texas businesses and individuals since 1907. We partner with First Data, offering tools that help small businesses collect mobile payments. , May 05, 2016 (GLOBE NEWSWIRE) -- Chris Riley has returned to First Citizens Bank as manager of commercial banking for the Columbia and. firstcitizens. Whether you've majored in business, finance or have pursued other courses of study, Citizens Commercial Bank can help you make the first move in a career that promises that ideal combination of challenge and. Welcome to our Facebook page! View our Community Guidelines:. The fact-checkers, whose work is more and more important for those who prefer facts over lies, police the line between fact and falsehood on a day-to-day basis, and do a great job. Today, my small contribution is to pass along a very good overview that reflects on one of Trump’s favorite overarching falsehoods. Namely: Trump describes an America in which everything was going down the tubes under  Obama, which is why we needed Trump to make America great again. And he claims that this project has come to fruition, with America setting records for prosperity under his leadership and guidance. “Obama bad; Trump good” is pretty much his analysis in all areas and measurement of U.S. activity, especially economically. Even if this were true, it would reflect poorly on Trump’s character, but it has the added problem of being false, a big lie made up of many small ones. Personally, I don’t assume that all economic measurements directly reflect the leadership of whoever occupies the Oval Office, nor am I smart enough to figure out what causes what in the economy. But the idea that presidents get the credit or the blame for the economy during their tenure is a political fact of life. Trump, in his adorable, immodest mendacity, not only claims credit for everything good that happens in the economy, but tells people, literally and specifically, that they have to vote for him even if they hate him, because without his guidance, their 401(k) accounts “will go down the tubes.” That would be offensive even if it were true, but it is utterly false. The stock market has been on a 10-year run of steady gains that began in 2009, the year Barack Obama was inaugurated. But why would anyone care about that? It’s only an unarguable, stubborn fact. Still, speaking of facts, there are so many measurements and indicators of how the economy is doing, that those not committed to an honest investigation can find evidence for whatever they want to believe. Trump and his most committed followers want to believe that everything was terrible under Barack Obama and great under Trump. That’s baloney. Anyone who believes that believes something false. And a series of charts and graphs published Monday in the Washington Post and explained by Economics Correspondent Heather Long provides the data that tells the tale. The details are complicated. Click through to the link above and you’ll learn much. But the overview is pretty simply this: The U.S. economy had a major meltdown in the last year of the George W. Bush presidency. Again, I’m not smart enough to know how much of this was Bush’s “fault.” But he had been in office for six years when the trouble started. So, if it’s ever reasonable to hold a president accountable for the performance of the economy, the timeline is bad for Bush. GDP growth went negative. Job growth fell sharply and then went negative. Median household income shrank. The Dow Jones Industrial Average dropped by more than 5,000 points! U.S. manufacturing output plunged, as did average home values, as did average hourly wages, as did measures of consumer confidence and most other indicators of economic health. (Backup for that is contained in the Post piece I linked to above.) Barack Obama inherited that mess of falling numbers, which continued during his first year in office, 2009, as he put in place policies designed to turn it around. By 2010, Obama’s second year, pretty much all of the negative numbers had turned positive. By the time Obama was up for reelection in 2012, all of them were headed in the right direction, which is certainly among the reasons voters gave him a second term by a solid (not landslide) margin. Basically, all of those good numbers continued throughout the second Obama term. The U.S. GDP, probably the single best measure of how the economy is doing, grew by 2.9 percent in 2015, which was Obama’s seventh year in office and was the best GDP growth number since before the crash of the late Bush years. GDP growth slowed to 1.6 percent in 2016, which may have been among the indicators that supported Trump’s campaign-year argument that everything was going to hell and only he could fix it. During the first year of Trump, GDP growth grew to 2.4 percent, which is decent but not great and anyway, a reasonable person would acknowledge that — to the degree that economic performance is to the credit or blame of the president — the performance in the first year of a new president is a mixture of the old and new policies. In Trump’s second year, 2018, the GDP grew 2.9 percent, equaling Obama’s best year, and so far in 2019, the growth rate has fallen to 2.1 percent, a mediocre number and a decline for which Trump presumably accepts no responsibility and blames either Nancy Pelosi, Ilhan Omar or, if he can swing it, Barack Obama. I suppose it’s natural for a president to want to take credit for everything good that happens on his (or someday her) watch, but not the blame for anything bad. Trump is more blatant about this than most. If we judge by his bad but remarkably steady approval ratings (today, according to the average maintained by 538.com, it’s 41.9 approval/ 53.7 disapproval) the pretty-good economy is not winning him new supporters, nor is his constant exaggeration of his accomplishments costing him many old ones). I already offered it above, but the full Washington Post workup of these numbers, and commentary/explanation by economics correspondent Heather Long, are here. On a related matter, if you care about what used to be called fiscal conservatism, which is the belief that federal debt and deficit matter, here’s a New York Times analysis, based on Congressional Budget Office data, suggesting that the annual budget deficit (that’s the amount the government borrows every year reflecting that amount by which federal spending exceeds revenues) which fell steadily during the Obama years, from a peak of $1.4 trillion at the beginning of the Obama administration, to $585 billion in 2016 (Obama’s last year in office), will be back up to $960 billion this fiscal year, and back over $1 trillion in 2020. (Here’s the New York Times piece detailing those numbers.) Trump is currently floating various tax cuts for the rich and the poor that will presumably worsen those projections, if passed. As the Times piece reported: